Health financial tips after marriage 5/5 (2)
Health financial tips after marriage – Financial health being one of the keys to a happy marriage. The first priority is to manage the cash flow of income and expenses. In this case, a new partner should be able to share the task. For example the husband acted for routine monthly expenses, and investments while his wife served as an ‘ executor ‘ dividing the investment for purposes such as education, venture capital, and preparation for old age.
Further, in order that a healthy financial condition, the percentage of the maximum debt only 30 percent of income. At the beginning of the marriage must have ideals and expectations of the future together, and there is usually a connection with debt. Debt could be a solution but also have to be careful, keep your family financial balance remains in a healthy position. Then, married couples must routinely make a list and get rid of the debt obligation primarily for the purpose of consumer debt such as credit cards, honey Moon debt, and others.
Read also: Quick ways to pay off debt.
If you and your partner created a habit of keeping the debt a maximum 30 percent of earnings, then saving at the beginning of the earnings received a minimum of 10 percent of income, you and your family healthy and certainly financial inner-born as well.
Besides, you never know when a disaster comes like a pain or other emergency situations. For that, after monthly obligations fulfilled, assign emergency funds in your financial planning. Magnitude of emergency fund needs to be prepared if it does not yet have a child 6 times from earnings, if already have a child of 12 times of the monthly earnings.
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